
Traditional Products

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540-579 FICO with LTV up to 90% (Max 50% DTI)
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580+ FICO with LTV up to 96.5% (Max 55% DTI)
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High Balance Available
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Manual Underwrites Allowed

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Allowed on Conventional, VA, and FHA
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Conventional: Allowed to 95% LTV with 620 FICO
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FHA: Allowed to Maximum Financing with 540 FICO
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VA: Allowed to Maximum Financing with 540 FICO

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540-579 FICO with Maximum 90% LTV
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580+ FICO with Maximum 100% LTV
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Loan Amounts / Cash-Out up to $1.5 Million
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Manual Underwrites Allowed

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700 Minimum FICO or Foreign Credit
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Purchase to 75% LTV
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Cash-Out to 65% LTV
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First-Time Investor Allowed

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700 Minimum FICO
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Cash-Out to 70% LTV up to $1.5MM
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Loan Amounts up to $3MM
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Minimum DSCR: ≥ 1.00

For Matrices, see PrimeGen
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660 Minimum FICO
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OO Purchase/R&T/Cash-Out to 80% LTV
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NOO Purchase/R&T to 75% LTV
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Loan Amounts up to $1.5MM